Know the real cost before you sign. Explore published loan costs and terms, with plain-English guides to the trade-offs.
Three providers in score order. Rates shown are representative APRs supplied in our catalogue. A representative APR is the rate at least 51% of people accepted through that advert receive, so the rate you are offered may be higher. Compare the APR, the total amount repayable and the term together.
3 UK providers, ordered by Sherpa Score
Amount Not stated
Term Not stated
Funding Not stated Provider details
Products Personal, Consolidation
Regulator field FCA, PRA
Website shawbrook.co.uk
Trustpilot field (undated) 4.6 · 19,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (GBP) £1,000– £35,000
Term 24–84 months
Funding 1–3 days Provider details
Products Personal, Consolidation, Car finance
Regulator field FCA
Prequalification field Soft search
Website novuna.co.uk
Trustpilot field (undated) 4.6 · 5,998 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (GBP) £1,000– £50,000
Term 12–96 months
Funding Same day Provider details
Products Personal, Consolidation, Car finance, Mortgage, Credit card, Business
Regulator field FCA
Prequalification field Soft search
Website hsbc.co.uk
Trustpilot field (undated) 4.5 · 26,956 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
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A score is a starting point. Our published formula uses available APR, transparency and Trustpilot data. Missing inputs are omitted and the remaining weights rebalanced.
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