Terms of Use

01 · What this is

Information only — we're not a lender

FinanceSherpa publishes guides, reviews and comparisons about consumer credit products. We do not lend, arrange or grant credit, hold no funds, and make no lending decisions. When you act on something you read here, you leave our site and deal directly with a third-party lender under their terms — we are not a party to that relationship.

Nothing on FinanceSherpa is regulated financial, legal or professional advice, nor a personalised recommendation to borrow.

02 · No warranty on the content

Accuracy of rates, fees & details

We work hard to keep information correct, but lenders change their rates, fees, terms and eligibility constantly. We therefore provide the site “as is,” with no warranty that any figure, APR, rating or detail is current, complete or error-free. Always confirm the live terms, the exact rate and the total cost of credit on the lender's own site before you rely on anything — the lender's terms govern, not ours.

03 · Who may use the site

Eligibility

You must be an adult of legal age to enter into a credit agreement where you live to use this site to research credit, and credit is always subject to status and affordability and the lender's own checks. We surface the minimum-age and eligibility fields our catalogue holds before you click out, but the lender decides whether to offer you credit — not us.

04 · Your responsibility

You're responsible for what's right for you

Which products are available, lawful and suitable depends on where you live and on your own circumstances. It is your responsibility to check that a product fits your situation and that you can comfortably afford the repayments before you apply. We make no representation that any product is suitable, lawful or available in your location, and content here is not an offer or solicitation where it would be unlawful.

05 · Intellectual property

Intellectual property

The FinanceSherpa name, the wayfinder mark, the site design, text and original graphics are owned by us or our licensors and protected by applicable IP laws. You may view and share links to our pages, but you may not copy, scrape, republish or commercially reuse our content without permission. Third-party names and logos belong to their respective owners and are used for identification only.

06 · Liability

Limitation of liability

To the fullest extent permitted by law, FinanceSherpa and the operating entity are not liable for any loss — including any cost of borrowing, lost money, or any indirect or consequential damage — arising from your use of this site, from reliance on its content, or from your dealings with any third-party lender. Nothing here limits liability that can't be limited by law (for example, for death or personal injury caused by negligence, or your statutory consumer rights).

07 · Governing law

Governing law & changes

These terms are governed by, and interpreted in accordance with, applicable law. Nothing in them removes the mandatory consumer-protection rights you have under the laws of the country where you live. We may update these terms from time to time; the current version always lives on this page, with the date above.

Partner permissions

Marketing & partner communications

If you opt in to marketing from FinanceSherpa — for example by subscribing to updates — you consent to receiving email and/or SMS marketing from the operator and from the partner brands whose domains are listed below. We only send marketing where you have given this consent.

You can withdraw it at any time — use the unsubscribe link in any message, or contact us at [email protected] — and withdrawal does not affect any processing carried out before it. We will still send essential service messages (for example, replies to an enquiry you sent us).

Partner domains currently covered by this consent:

• casinosherpa.ai
• cryptosherpa.co
• datingsherpa.net
• financesherpa.ai
• homeprosherpa.com
• hearingsherpa.com
• vitalsherpa.com
• vpnsherpa.net
• bargainsherpa.ai

This list is kept up to date as marketing partners are added; the version on this page is always the current one (see the “last reviewed” date above).