Records without loan types are not lender candidates. Confirm availability, eligibility and current terms with each provider.
APR figures come from supplied catalogue data and are not a quote. Your APR depends on the lender’s assessment and your state; confirm it in the lender’s own disclosures before you sign.
How we rank — available APR, transparency and Trustpilot inputs; missing components are omitted and the rest reweighted.
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Filters 0 selected 26 US providers, ordered by Sherpa Score
First Tech Federal Credit Union
Amount (USD) $500– $50,000
Term 6–84 months
Funding 1–3 days Provider details
Products Personal, Car finance, Mortgage, Credit card, Business
Regulator field NCUA
Prequalification field Soft search
Website firsttechfed.com
Trustpilot field (undated) 4.9 · 4,613 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $5,000– $50,000
Term 24–60 months
Funding 1–3 days Provider details
Products Personal, Consolidation
Regulator field State-licensed lender / NMLS
Prequalification field Soft search
Website achieve.com
Trustpilot field (undated) 4.8 · 12,384 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,500– $25,000
Term 36–60 months
Funding Next day Min. age 18 Secured in catalogue Provider details
Products Personal, Consolidation
Regulator field NMLS
Prequalification field Soft search
Website reprisefinancial.com
Trustpilot field (undated) 4.7 · 23,356 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $1,500– $30,000
Term 24–60 months
Funding Same day Min. age 18 Secured in catalogue Provider details
Products Personal, Consolidation
Regulator field CFPB
Prequalification field Soft search
Website onemainfinancial.com
Trustpilot field (undated) 4.8 · 60,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $5,000– $100,000
Term 12–120 months
Funding 1–3 days Provider details
Products Personal, Consolidation, Mortgage
Regulator field NMLS
Prequalification field Soft search
Website credible.com
Trustpilot field (undated) 4.8 · 9,100 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $1,000– $50,000
Term 36–60 months
Funding Next day Provider details
Products Personal, Consolidation
Regulator field NMLS
Prequalification field Soft search
Website universal-credit.com
Trustpilot field (undated) 4.6 · 3,265 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $1,000– $50,000
Term 24–84 months
Funding Next day Provider details
Products Personal, Consolidation, Mortgage, Car finance, Business
Regulator field NMLS
Prequalification field Soft search
Website lendingtree.com
Trustpilot field (undated) 4.5 · 16,703 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,000– $35,000
Term 24–60 months
Funding Next day Provider details
Products Personal, Consolidation, Credit card
Regulator field State-licensed lender / NMLS (in partnership with WebBank)
Prequalification field Soft search
Website avant.com
Trustpilot field (undated) 4.4 · 31,967 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $5,000– $50,000
Term 24–60 months
Funding 3–5 days Provider details
Products Personal, Consolidation, Credit card
Regulator field State-licensed lender / NMLS (loans issued via FDIC-insured credit union partners)
Prequalification field Soft search
Website happymoney.com
Trustpilot field (undated) 4.2 · 849 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $1,000– $25,000
Term 12–60 months
Funding 1–3 days Min. age 18 Secured in catalogue Provider details
Products Personal, Consolidation, Car finance, Home improvement
Regulator field NMLS
Prequalification field Soft search
Website marinerfinance.com
Trustpilot field (undated) 4.3 · 739 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $600– $50,000
Term 12–60 months
Funding 1–3 days Provider details
Products Personal, Consolidation, Car finance, Mortgage
Regulator field NCUA
Prequalification field Soft search
Website penfed.org
Trustpilot field (undated) 3.8 · 1,920 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,000– $75,000
Term 36–60 months
Funding Same day Provider details
Products Personal, Consolidation
Regulator field State-licensed lender / NMLS
Prequalification field Soft search
Website rocketloans.com
Trustpilot field (undated) 4.9 · 9,080 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,500– $40,000
Term 36–84 months
Funding Next day Provider details
Products Personal, Consolidation, Credit card
Regulator field FDIC
Prequalification field Soft search
Website discover.com
Trustpilot field (undated) 1.9 · 324 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $4,000– $150,000
Term 24–84 months
Funding 3–5 days Min. age 18 Secured in catalogue Provider details
Products Car finance, Credit card
Regulator field OCC
Prequalification field Soft search
Website capitalone.com
Trustpilot field (undated) 1.5 · 3,700 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,000– $50,000
Term 36–60 months
Funding Next day Provider details
Products Personal, Mortgage
Regulator field FDIC
Website td.com
Trustpilot field (undated) 1.5 · 302 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $3,000– $100,000
Term 12–84 months
Funding Same day Provider details
Products Personal, Consolidation
Regulator field FDIC
Prequalification field Soft search
Website wellsfargo.com
Trustpilot field (undated) 1.4 · 795 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount Not stated
Term Not stated
Funding Not stated Provider details
Products Credit card, Personal
Regulator field FDIC
Prequalification field Soft search
Website synchrony.com
Trustpilot field (undated) 1.4 · 75 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $500– $750,000
Term 3–360 months
Funding 1–3 days Min. age 18 Secured in catalogue Provider details
Products Personal, Car finance, Mortgage, Credit card
Regulator field OCC
Prequalification field Soft search
Website chase.com
Trustpilot field (undated) 1.3 · 2,534 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $1,000– $50,000
Term 12–84 months
Funding 1–3 days Provider details
Products Personal, Consolidation, Car finance
Regulator field FDIC
Website usbank.com
Trustpilot field (undated) 1.3 · 1,440 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,000– $30,000
Term 12–60 months
Funding Not stated Provider details
Products Personal, Consolidation, Credit card
Regulator field FDIC
Prequalification field Soft search
Website citi.com
Trustpilot field (undated) 1.1 · 1,076 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $30– $10,000
Term 1–24 months
Funding Same day Provider details
Products Credit card
Regulator field NMLS
Prequalification field Soft search
Website paypal.com
Trustpilot field (undated) 1.1 · 25,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $2,000– $50,000
Term 24–60 months
Funding Next day Provider details
Products Personal, Consolidation
Regulator field State-licensed lender / NMLS
Prequalification field Soft search
Website prosper.com
Trustpilot field (undated) 4.6 · 14,370 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Navy Federal Credit Union
Amount (USD) $250– $50,000
Term 6–60 months
Funding Same day Provider details
Products Personal, Consolidation, Car finance, Mortgage
Regulator field NCUA
Website navyfederal.org
Trustpilot field (undated) 4.5 · 46,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $25– $2,000
Term 1–4 months
Funding Same day Provider details
Products Personal
Regulator field ASIC, FMA, NMLS
Prequalification field Soft search
Website zip.co
Trustpilot field (undated) 4.5 · 35,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $10,000– $85,000
Term 48–72 months
Funding Not stated Provider details
Products Mortgage, Car finance, Credit card, Business
Regulator field OCC
Website bankofamerica.com
Trustpilot field (undated) 1.4 · 3,189 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
Amount (USD) $10– $15,000
Term 1–48 months
Funding Same day Provider details
Products Personal
Regulator field NMLS
Website sezzle.com
Trustpilot field (undated) 4.1 · 15,000 reviews supplied Supplied catalogue data; no uniform verification date. Confirm current APR, eligibility, permissions and terms.
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